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Roth 401(k)s offer tax-free growth — but few workers use them

Roth 401(k)s offer tax-free growth — but few workers use them

Marco Vdm | E+ | Getty Images For many investors, workplace retirement plans build long-term savings via automatic paycheck deferrals. But most employees don’t make Roth contributions, which can grow tax-free.  Some 86% of retirement plans, such as 401(k)s, offered Roth contributions in 2024, but only 18% of investors with the option participated, according to…

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Top Wall Street analysts favor these 3 dividend stocks for steady returns

Top Wall Street analysts favor these 3 dividend stocks for steady returns

Customers shop at a Home Depot store on August 19, 2025 in Chicago, Illinois. Scott Olson | Getty Images Investors seeking steady returns amid macro uncertainties ought to consider adding dividend-paying stocks to their portfolios. Given the vast universe of dividend-paying stocks, it can be challenging for investors to identify the most attractive ones. To…

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